Capital Warehouse Strategy

Charlotte Financial Planner Pros Capital Warehouse Strategy

This is one of our core concepts and one that can have a huge impact on your financial and retirement success. We help clients establish accounts that offer compelling growth, but are as liquid as a savings account. This is so important. Most of our clients typically strive for active and diverse portfolios, but we all know how difficult it can be to keep money employed in a quality investment earning returns 24/7. Some investments work well during certain market cycles and suffer greatly during the opposite market cycle. That’s why this strategy is so important. We call it our Capital Warehouse Strategy because the specialized account that we set up for you can function as a warehouse for your funds.

For most investors, when their money is NOT employed in an active investment, it’s on the sidelines earning something like .5% in a savings account. With our capital warehouse strategy, during those times we are earning 10-15 times the savings account rate. This allows our clients to make better decisions on where they allocate their resources, because they have a higher base threshold.

two stacks of money

So with our Capital Warehouse Strategy, you deploy your funds into the highly specialized accounts we set up for you. When you don’t have a promising opportunity to put your funds for a period of time, they can be earning any where from 0% to 17% while you wait for the right opportunity. If it happens to be during a time where the market is in a long decline, you can simply switch your funds to a guaranteed rate in the range of 3% to 4%.

Here’s where the magic can happen with the highly specialized accounts that Charlotte Financial Planner Pros can structure for you. If you choose to, we can show you a way to continue to earn funds on your core funds, and then “borrow” those funds out and put them into another investment opportunity, that enables you to actually earn two different returns, on the same money, at the same time. We understand this strategy is not right for everyone. We also understand that if this is the first time you have ever heard of this strategy, you are most likely thinking this sounds too good to be true, and certainly can’t be legal, right?

Various forms of these specialized accounts have been around for over 150 years. The fact is, up until recently, these plans were mostly used by the wealthy. It is estimated that less than 1% of everyday Americans have even heard of plans like this before. However, some quite famous people have been using similar plans and strategies like this for over a century. People whom you may recognize who have plans similar to this include; John F. Kennedy, Mark Zuckerberg (facebook), John McCain, Walt Disney, Ray Kroc (McDonalds), J.C. Penney, J.D. Rockerfeller, Joe Biden, F. D. Roosevelt and many, many more. Plus, some of the major banks in American collectively have over 140 Billion worth of plans like this.

All we ask is that you keep an open mind about this. Just because it may sound too good to be true, or that you have never heard of it before, does not mean it is not true or real. Certainly the people mentioned above would not have used plans like this if they were not very advantageous. Let us should you how you can use strategies like this to keep your funds safe, and reach your financial and retirement goals.